http://www.krea.co.nz/blog/ The latest Blog feeds from www.krea.co.nz en-us Tue, 14 Apr 2026 21:57:10 +1200 Rocketspark http://www.krea.co.nz/blog/post/160774/when-your-business-expenses-drift-out-of-alignment/ ... Mon, 23 Feb 2026 08:59:53 +1300 http://www.krea.co.nz/blog/#post160774 http://www.krea.co.nz/blog/post/157634/do-you-have-a-strategic-wealth-creation-plan/ It’s not about getting rich quickly it’s about building something solid, step by step.Here a 4 pillar framework for our business leaders!1. Build the foundation - “Before we can build wealth, we must stabilise the base. A strong foundation stops financial leaks and keeps you safe.”2. Grow your surplus - “Your surplus is the money left over after everything is paid. That surplus becomes the engine for wealth.”3. Multiply you Money - “Imagine planting seeds — they grow over time, a... Mon, 08 Dec 2025 09:37:02 +1300 http://www.krea.co.nz/blog/#post157634 http://www.krea.co.nz/blog/post/157629/government-grants-and-how-they-help-your-funding/ Having access to funding is key to the growth and evolution of your business. We’re used to exploring the common routes to funding, such as business loans, private investment and venture capital etc. But when was the last time you stopped to check what government grants were available for your sector or business type?Let’s find out more about government grants, the benefits they have over debt finance and what you can do to improve the chances of a successful grant application.What are the k... Mon, 08 Dec 2025 08:23:52 +1300 http://www.krea.co.nz/blog/#post157629 http://www.krea.co.nz/blog/post/157628/happy-christmas/ Happy Christmas!We wish you a happy Christmas and very well deserved end-of-year break. We are grateful for the opportunity to work with you and be a part of your business journey.It has been another year of hard work and challenges for our clients. We hope you will be able to take some time at Christmas to connect with family and friends to recharge and relax.Our office will be closing on 23/12/2025 and reopening on 12/1/2026.From your team at KREA!... Mon, 08 Dec 2025 08:06:06 +1300 http://www.krea.co.nz/blog/#post157628 http://www.krea.co.nz/blog/post/157190/ohanga-ki-te-ao--rewriting-our-story-through-faith-unity-and-the-power-of-the-small-people/ Attending Ōhanga ki te Ao stirred something deep in me, an empowerment that comes from watching history being rewritten in real time, not through ego or noise, but under the direction of faith. It reminded me that the movement toward unity doesn’t start with the big names or the suits in the room. It starts with the “small people”, the ones who quietly grind, dream, and build foundations in their garages, spare rooms, or sleepouts. The ones who often feel unseen, yet carry the heartbeat o... Mon, 01 Dec 2025 14:57:42 +1300 http://www.krea.co.nz/blog/#post157190 http://www.krea.co.nz/blog/post/157188/provisional-tax-how-does-it-work/ If you had to pay tax of more than $5,000 in your last income tax return, you may have to pay provisional tax for the following year.Provisional tax is like paying progress payments on next year’s income tax. The amount you must pay relates to your expected profit for the year. In practical terms, the amount of provisional tax you’re expected to pay is based on the tax you were liable for in the previous year, often referred to as residual income tax (RIT).Even if you are not required to pay... Mon, 01 Dec 2025 14:30:28 +1300 http://www.krea.co.nz/blog/#post157188 http://www.krea.co.nz/blog/post/157187/holiday-cash-flow-for-your-small-business/ Are you heading away for a break from the business this year?This time of year can be hard on small business. Your expenses continue and your cashflow can suffer when your debtors go on holiday. Leading up to the holiday period, is your business cash flow in good health to carry you through? With a bit of pre-planning and being proactive, you can set yourself up for a financially stress-free holiday.Planning your cash-flow over the holiday periodInvoice early - Send any invoices that you can, an... Mon, 01 Dec 2025 14:21:55 +1300 http://www.krea.co.nz/blog/#post157187 http://www.krea.co.nz/blog/post/157184/promoting-your-business-in-the-digital-age/ As a small business, you know you need an online presence as a brand. You have a company website and you post occasionally on your blog page. But at this point in the digital transformation of business, that’s not enough for customers to find you, engage with you and become long-standing customers of the business. To promote your business effectively, you need to embrace both the digital revolution and the benefits of automation and artificial intelligence (AI). Four key digital channels that ... Mon, 01 Dec 2025 13:43:58 +1300 http://www.krea.co.nz/blog/#post157184 http://www.krea.co.nz/blog/post/157183/5-challenges-for-small-business-and-how-to-beat-them/ Starting, building and growing your own small business is a hugely rewarding experience for many entrepreneurs. But the road ahead isn't always smooth.There are common challenges that crop up and ongoing issues that need to be factored into your business plan, your strategy and your own personal thinking. So, what can you do to beat these challenges and make the journey as frictionless as possible?5 proactive ways to overcome your business challengesWe’d all love to know what lies around the c... Mon, 01 Dec 2025 13:32:57 +1300 http://www.krea.co.nz/blog/#post157183 http://www.krea.co.nz/blog/post/141577/refresh-and-review-february-2025/ Before the year gets too crazy, take a minute. What do you hope to achieve this year? Do you have an ambitious growth plan or is it all about pinpointing how to cut costs or increase revenue (or both) to improve cash flow and realize your goals?Dust off your business plan. By regularly checking in with the plan and retuning as needed, you will know more about the current state of your business and where you’re meant to be headed. Identify vulnerabilities, take stock of your assets and insuranc... Mon, 10 Feb 2025 15:27:40 +1300 http://www.krea.co.nz/blog/#post141577